I’m going to share this investment tip so I can be blue in the face | Smart Change: Personal Finance

(Mark Blank) While the majority of stock market participants are painfully focused on the short term, investors who have ignored the noise and owned big companies like costco or Starbucks For decades it has enjoyed life-changing returns. The chart below might make owning these two stocks seem like a no-brainer, but there have been plenty … Read more

This self-made millionaire has one simple rule to grow wealth

Select’s editorial team works independently to review financial products and write articles that we believe our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. personal financing Knowledge is important to almost everyone, but with the rise of social media, the … Read more

Americans are retiring later than they did in the 1990s

Select’s editorial team works independently to review financial products and write articles that we believe our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. between Inflation has reached record levels With the recent stock market volatility, more and more seniors … Read more

3 Retirement Strategies Running Circles Around Your 401(k) | Smart Change: Personal Finance

(Chuck Salita) It’s true that 401(k)s can be excellent places to start investing for your retirement. In fact, if you get a match in your contribution, Investing to maximize this match is the first investment you must make. However, once you get past that match, there are often good reasons to choose a different approach … Read more

Here’s Exactly How To Improve Your $4,194 Monthly Social Security Max | Smart Change: Personal Finance

(Kylie Hagen) Your monthly Social Security check of $4,194 can help you fund a very comfortable retirement, especially if you have personal savings as well. But few people were able to achieve this. If you’re up to the challenge, here are the three steps you should take to secure your maximum Social Security benefits. First … Read more

Will your Social Security benefits increase when you reach full retirement age? | Smart Change: Personal Finance

(Kylie Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet many people remain confused about how it works. A potentially dangerous misconception is that your Social Security checks increase once you reach your full retirement age (FRA). This may happen to some people, but it’s not something every older person should expect. … Read more

Will your Social Security benefits increase when you reach full retirement age? | Smart Change: Personal Finance

(Kylie Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet many people remain confused about how it works. It is a potentially dangerous misconception that your Social Security checks increase once you reach your full retirement age (FRA). This may happen to some people, but it’s not something every older person should … Read more

Should you buy now and pay later to go back to school? | Smart Change: Personal Finance

Jackie Feeling Inflation has been hurting family budgets all summer, and the last item to be hit hard is school supplies. According to the National Retail Federation, which released its annual back-to-school survey in July 2022, shoppers were feeling the pressure, cutting back on spending in other categories and working longer hours to make ends … Read more

Three retirement accounts could be your hero, baby | Smart Change: Personal Finance

(Adam Levy) There is a concept in retirement planning called tax diversification. The idea is that by contributing to several tax lien accounts, you can have better control over your taxes today and in retirement. There are many different retirement accounts you may be able to use, and each has its own unique tax treatments … Read more